Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. Four Really Good Reasons to Invest There are four very good reasons to start investing. Do you know what they are?